Whole Life / Universal Life

Whole life or universal life plans are permanent ways to provide tax free savings for your family while also protecting against the loss of life for a family member.

Since you own a permanent life policy, this asset can be used to also fund college, retirement home or personal pension plans later in life In some cases even providing an option for long-term care expenses.

Term Life Insurance

Term life insurance is the least expensive way to protect your family against the loss of life of a family member.

We all want to ensure that our family members can maintain the same standard of living in the event of our passing.  A term life policy often offers a larger amount of protection than a permanent policy and at a better cost within the defined time limit of protection.  Example 10 years, 15 years, 20 years..

Whether Term Life, Universal Life or Annuities for retirement, finding the right solutions to protect your family and your estate are far and wide.  I will listen to your needs and objectives, then apply an in depth knowledge of the wide variety of life products available from over 50+ A-rated carriers.  This will allow me to customize a solution specific to your own unique needs and ensure the very best possible product and price.  My goal is to always work with you to develop the right balance of protection and cost for your situation.

Proudly our term life & universal life insurance clients repeatedly turn to us for advise, review and new product design when life changing events occur like marriage, divorce, college, retirement planning and personal pension plans are needed.  We are determined to work hard to earn our clients loyalty!

Have you been putting off a Life Insurance discussion?

 Call or email now!  603.831.2504

term life & universal life insurance

Final Expense Life

Final expense life plans are small dollar life policies to help with funeral and burial expenses so family members do not have to be burdened with covering the cost of your loss of life.  As small as $10,000 - $25,000 and guaranteed issue with many carriers.

Annuities / Retirement

Given the volatility of today's stock market, many folks are seeking a way to protect their life savings in retirement from taking big hits from the stock market during downward trends.  Annuities are a great way to offer this protection and yet still gain good interest rates when the market performs positively.  Not too mention, annuities are a fantastic way to provide one with a personal pension draw to help supplement social security income later in life.

The Professionals Choice!

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