As an independent agent, I have the flexibility to work with over 45 A rated carriers in all of the health-related and underwritten insurance product lines.

-Individual Health Coverage

      * Direct and

      * Short Term (temporary) plans

      * Travel Health Insurance

      * Dental & Vision

      * Medicare Supplements       

- Employer Group plans

      * PPO, HMO, HSA & Self-funded

      * Life & Disability Income

      * Dental & Vision

- Life Insurance

    * Term and Final Expense
    * Whole life & Indexed Universal life

- Retirement Planning
* Long-Term Care

      * Disability Income

      *  Annuities

      * Medicare Supplements

- Additional Solutions

* Pet Health Insurance


Michelle A. Lowe, independent Agent / Broker


Let’s face it, choosing the appropriate health insurance plan isn't as easy as it seems,. Our clients come to us in need of some serious help. We take them through the changing landscape of healthcare reform, run through the corn maze of plan benefits, out-of-pocket and annual premium costs then weigh this against their own unique medical needs and budget.  Soon a clear answer emerges as to the very best health insurance plan for each specific client.  Our goal is to help educate you on how your health insurance plan works and also show you how to get the most out of your benefits at the same time.  In short, you will save money and valuable time with the peace of mind knowing you have the correct coverage.

Your source to understanding health coverage!

  Call or email now!  603.831.2504

Welcome to Lowe Health Benefits.  My personal approach with each client is a refreshing focus on honestly, integrity and trust.  I will always take the time to educate and guide you through the often intimidating process of selecting the right individual and family health insurance,  life insurance and retirement planning.  I take the time to review 30-40 plans and show you the very best price based on your specific needs and budget.

I consider post-enrollment service and support to be one of the most important aspects of my work!  As your personal resource to help advocate in your best interest and untangle the frustrating finger pointing between and the carriers,  all at no charge to you!

The Professionals Choice!

Copyright ©  michelle lowe. All rights reserved.

 Health Insurance


The very best compliment comes from my clients.  Keep the referrals coming!

"Thank you Michelle!  I count on your help so much and wouldn't want to be working with anyone else.  I really appreciate the time you take with helping me to understand the plan benefits vs. cost as well as answering my questions throughout the year!" , Paul R.

"As a business owner, you understand how valuable my time is and time is money.  That alone saves me a ton!   Your flexibility scheduling appointments and making the enrollment process as painless as possible is truly a gift!",  Beth L.

Michelle, what would I do without you!!?   Thank you for all of your help over the years!  Your made sure I was covered for the unexpected and it literally saved my life, my business and my finances.  I swear you have a crystal ball!." ,  DW.